Evaluating the New Normal for Small Business Financing

Business lending has been the subject of much confusion recently, and it is appropriate for small business owners to wonder what is “normal” for commercial loans in this environment. Banks continuing to insist that they are still providing working capital management programs when in reality they have reduced or eliminated their commercial lending programs is an important part of the “new normal”. The dramatic reduction in the number of commercial lenders that are actively making small business loans is one of the most significant changes in the business finance lending environment.
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